A consumer in Tucson, AZ told the FCC about a text from this number on Oct 15, 2026.
The subject they gave: Business loans.
VoIP / internet phone · Irvine, CA
949-966-0405 has 4 complaints filed with the FTC and FCC since Sep 2026, the latest . Most are about text messages. The most common subject: Business loans. People in 3 states complained, the most of them in Arizona (2). The number's exchange (949-966) was assigned to Fractel in Irvine, CA (VoIP / internet phone), though numbers can be ported or spoofed.
If 949-966-0405 called or texted you, add a report below. Even "silent call, no message" helps the next person decide whether to answer.
Consumers filed these complaints with the Federal Trade Commission (Do Not Call Registry) and the Federal Communications Commission, which publish them as open data. They are what people told the government, not verified findings, and the number on a complaint is the caller ID people saw, which can be spoofed.
A consumer in Tucson, AZ told the FCC about a text from this number on Oct 15, 2026.
The subject they gave: Business loans.
A consumer in Traverse City, MI told the FCC about a text from this number on Sep 28, 2026.
A consumer in Phoenix, AZ told the FCC about a text from this number on Sep 23, 2026.
The subject they gave: Business loans.
A consumer in Mccamey, TX told the FCC about a text from this number on Sep 22, 2026.
The subject they gave: Payday loans.
We don't have a name. Consumers filed 4 complaints about 949-966-0405 with the FTC and FCC, most often about Business loans, typically debt relief / loans. If you find out who it was, add a report on this page.
Its ShadyCall Score is 76/100 (shady call), from 4 FTC/FCC complaints. Reports and complaints are people's own experiences, not verified facts, and scammers can fake a caller ID.
949-966-0405 belongs to the 949-966 exchange in the 949 area code, assigned to Irvine, CA. The caller may not really be there: numbers move with their owners and caller ID can be spoofed.
The 949-966 exchange was assigned to Fractel, a VoIP / internet phone carrier, according to NANPA. The number may have been ported to another carrier since.
On an iPhone open Recents, tap the info button next to the number and choose Block Caller. On Android open the Phone app, tap the number in your call history and choose Block (or Block / report spam). Full instructions for every phone and landline.
Use the form on this page. It's free, anonymous and takes 30 seconds. Also report unwanted sales calls at donotcall.gov and scams at ReportFraud.ftc.gov, and forward spam texts to 7726. If you lost money or shared bank details, call your bank straight away.
Warn the next person
Shady call? Look it up.
Every report you add is one less person who picks up. It takes 30 seconds and it's anonymous.
Report a shady caller